Terms & Conditions

1. General Information

Information provided on this website is general in nature only and does not constitute financial, legal, taxation, or credit advice. Users should seek independent professional advice before making financial decisions.

2. Loan Applications

Submitting an enquiry or application does not guarantee loan approval. All applications are subject to lender assessment criteria, responsible lending obligations, verification checks, and credit approval.

3. Third-Party Services

LendSmart Mortgages may work with lenders, aggregators, insurers, and referral partners. We may receive commissions or referral fees in connection with finance arrangements.

4. Accuracy of Information

While reasonable care is taken to ensure website information is accurate and current, LendSmart Mortgages does not guarantee completeness, reliability, or accuracy of website content, rates, or product information.

5. Privacy

By using this website, you consent to the collection and use of your information in accordance with applicable Australian privacy laws and our Privacy Policy.

6. Intellectual Property

All website content, branding, graphics, and materials remain the intellectual property of LendSmart Mortgages unless otherwise stated.

7. Limitation of Liability

To the maximum extent permitted by law, LendSmart Mortgages is not liable for any direct or indirect loss arising from use of this website or reliance on website information.

7. Governing Law

These Terms and Conditions are governed by the laws of South Australia, Australia.

7. Governing Law

These Terms and Conditions are governed by the laws of South Australia, Australia.

9. Contact

LendSmart Mortgages

Phone: 0413 206 624

Address: 4/628 Lower North East Road, Campbelltown SA 5074

Disclaimer:This document is a general template only and should be reviewed by an Australian solicitor or compliance adviser before publication.